10 Years Retirement Savings Plan Etiqa Takaful

SAVE Now for your Retirement/Persaraan

• Save only 10 years in Etiqa Policy and get coverage up to 30 Years.


• Life protection + Permanent Disability Benefit


• Critical Illness Protection


• Hospital Benefit

Additional offer:

• Add Medical Card Coverage from ETIQA Medic Save
  
• Term Rider to Maximize Coverage

Guaranteed only 10 Years Saving and Coverage up to 30 Years, Insyallah.

Contact us now at KN Associates 012-691 8552

How much Insurance/Takaful you will ever need?

The most basic question to ask before purchasing an insurance or takaful plan is how much is the coverage needed. The answer to this differs for every invididual. There is no one in an exact situation as yourself. It is always better to get the maximum coverage that you can afford. If you purchase to low are you saying that your life value and the fund needed by your love ones are only worth that much? Seriously every invididual has enormous potential of earning and limited only to his or her own effort and persistance.

If you ever dreamt to be a millionaire why not you buy 1 million ringgit policy value? Get the highest coverage you can afford and at the earliest as possible so that you can protect and achieve your dream.

Life Insurance/Takaful is for the living.

Takaful is not for the dead, but it is meant to protect and nourish the living. While other products encourage you to spend away your money, the Takaful products from ETIQA are meant to keep in money for the uncertainities in Life.

Enjoy Living by ensuring you have the right protection for yourself and families. 10% of your income is enough to protect 100% of your income.

Utara: Wanita terima pampasan insurans suami RM150,000

KANGAR: Seorang ibu tunggal dari Kampung Paya Kelubi, Beseri, dekat sini, terkejut apabila menerima pampasan insurans berjumlah RM150,000 milik arwah suaminya, semalam.

Sabina Ramli, 38, sebelum ini tidak pernah terfikir untuk mendapat wang sebanyak itu sehingga dimaklumkan majikan suaminya, syarikat ladang tebu PPB Group Bhd.

Beliau berkata, arwah suaminya, Roslan Long, 43, terbunuh dalam kemalangan di tempat kerja pada 4 Januari lalu menyebabkan kehidupannya bertambah sukar, terutama memikirkan masa depan lima anaknya berusia antara dua tahun dan 18 tahun.

"Sejak kematian suami, kehidupan saya menjadi tidak keharuan dan cuba mendapatkan bantuan Jabatan Kebajikan Masyarakat (JKM) bagi membesar dan memberi pendidikan kepada anak-anak.

"Pampasan ini adalah rezeki anak-anak dan saya akan memanfaatkan wang berkenaan untuk masa depan anak-anak serta menabung untuk masa depan keluarga," katanya ketika ditemui selepas majlis pemberian pampasan itu di rumahnya.

SUMBER : BERITA HARIAN ONLINE

Etiqa Medic Save Rider - Medical Card

Medic-Save Rider is designed to provide you with a comprehensive Hospitalization & Surgery coverage, extended benefits and a hassle- free admission card to ease your hospital admission procedure.

Medic-Save Rider caters to your needs with the different plan options at a very affordable premium. We make it event more affordable with monthly premium payments.

Features and Benefits

• Comprehensive Hospitalization benefits, including pre and post surgery
• Additional emergency benefits and outpatient physiotherapy benefit
• Extended benefits for common critical illnesses
• A hassle free admission card to ease admission into panel hospitals*
• Renewable coverage up to the age 75
• Affordable premiums with the option of monthly payments

Contact us for free consultation.

Tax/Cukai Pendapatan Deadline 30th April 2009

It's the period of the year again when we have to do that tax submission. Hate it or love it, it is still something that we as the rakyat have to dutifuly comply as a citizen of Malaysia.
Here is some tax rebates/relief info that you should not forget to consider:

• Child Education - Premiums paid for educational or medical insurance for taxpayer or child: up to RM3,000


• Contributions to Provident Funds (Government approved); and life insurance/takaful premiums : up to RM6,000


• Relief for the purchase of books, journals, magazines, textbooks for taxpayer, wife or child - up to RM1,000


• Rebate on Zakat and Fitrah and other religious dues:
  A rebate is also granted for any obligatory payments of zakat, fitrah or other Islamic dues provided they are evidenced by receipts issued by the appropriate religious authority.


• RM3,000 maximum claim for the purchase of a personal computer for non-business use is for a tax deduction (i.e. to be deducted against your total income to arrive at your chargeable income) and not a tax rebate (i.e. a rebate is deducted from your income tax charge to arrive at your tax payable).


• The tax deduction for medical expenses for parents is up to a maximum of RM5,000.

Please consult the nearest LHDN office for more information. Happy Tax Filing Month!