The most basic question to ask before purchasing an insurance or takaful plan is how much is the coverage needed. The answer to this differs for every invididual. There is no one in an exact situation as yourself. It is always better to get the maximum coverage that you can afford. If you purchase to low are you saying that your life value and the fund needed by your love ones are only worth that much? Seriously every invididual has enormous potential of earning and limited only to his or her own effort and persistance.
If you ever dreamt to be a millionaire why not you buy 1 million ringgit policy value? Get the highest coverage you can afford and at the earliest as possible so that you can protect and achieve your dream.
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